Home Owners Insurance
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Home Owners Insurance

Home Owner's Insurance is a type of policy that combines property insurance and liability insurance for private homes.

Property Insurance protects against risks such as fire, theft, and natural disasters such as flood, earthquake, and lightening.

Liability Insurance protects from risks of liabilities imposed by lawsuits and similar claims. For example if a visitor or contractor is injured on a home owner's property and then decided to sue the home owner for damages.

In a nutshell, Home Owner's Insurance includes loss or damages that occur to the actual home itself, possessions or contents inside the home, as well as other belongings or accidents that can occur outside of the home.

Now that you have a basic understanding of how insurance works, take a minute to complete an application.

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